Like regular car insurance, commercial vehicle insurance is also imperative. It is needed to cover the vehicles such as cars, trucks, vans, etc. that are used as a conveyance for running your business. Large fleets and small businesses, both need to be covered by a commercial car insurance policy.
What is commercial car insurance?
Commercial car insurance is a policy that covers the physical damage and liability for the sum of money and situations that is usually not covered by the personal car insurance policy. This type of insurance covers many more types of commercial vehicles rather than just cars. The business uses not just company cars but also a wide variety of commercial trucks as well as other vehicles. Commercial insurance covers all types of vehicles.
Which vehicles are covered by commercial car insurance?
Independent business insurance agents ca covers a range of vehicles such as food trucks, Box trucks, work vans, utility trucks, other larger commercial vehicles, and much more. All these vehicles need to have a commercial auto insurance policy. They also provide coverage to the employees who are driving the vehicle. The insurance also covers the equipment kept inside the vehicle.
This coverage is also called commercial auto insurance or commercial car insurance or truck insurance or fleet insurance. This type of vehicle insurance is mostly associated with trucks, work vehicles, regular cars, commercial autos, etc.
Why do you need commercial vehicle insurance?
The businesses also need coverage to protect the vehicles, drivers, and the goods inside, which the commercial auto insurance policy provides them.
Commercial vehicle insurance provides a wide ambit of coverage including comprehensive, liability, collision, uninsured motorist coverage, bodily injury liability coverage, property damage liability coverage, combined single limit or CSL, etc.
Comprehensive physical damage covers the damage done to the vehicle from the incidences like theft, flood, fire, vandalism, and other perils. There is a collision coverage too that pays you for the damage that happened to your vehicle by hitting on its own or hitting another object.
Commercial car insurance California provides insurance at competitive rates and offer good service too.
